As far as I recall from my classes

Well, it won be “shared with the buyer,” it will be shouldered by you the person who provided the equity. I think you also need more localized underwriting expertise. If a house value is expected to increase 3.7% annually, is that a good return on investment for you, considering the risk you taking? But you not even getting that 3.7%, because your proposal is that you will share the equity upside with the homeowner..

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